TwitterLinked in

CBC Resourcing Solutions Job Reference:: CAKS0870
Job Title:: Credit Director : Commercial Banking
Location:: London
Salary:: GBP: 90000 - GBP: 120000 Per Annum Excellent bonus
Credit Director : Commercial Banking


Salary to GBP: 120,000 per annum plus excellent bonus

Our client is a leading, innovative and ambitious challenger bank specialising in lending to growth businesses. Due to the rapid expansion of the loan book, they are looking for a Credit Director to join their London based team.


- Managing all credit risk aspects of the business
- Working with, challenging and developing the business development and analysis teams to achieve high quality review and analysis of SME lending applications
- Meeting clients to provide early structuring and credit appetite direction
- Producing high quality independent analysis and recommendations to credit committee
- Assisting with the production of documentation and taking of security and any other post sanction conditions, taking loans very quickly to drawdown
- Supporting the portfolio management team in any monitoring/problem management processes
- Recording data on lending applications and assess reliability of risk models within the bank
- Ensuring that the data used by the firm to assess its risks is fit for purpose in terms of quality, quantity and breadth
- Assisting with the collation and review of credit risk key risk Indicator data


- In depth knowledge and experience of SME cash flow based lending and financial analysis
- Strong experience of credit risk models associated with the analysis of SME clients
- Specialist SME sector and credit risk assessment/analysis techniques
- Experience in relation to analysis of leveraged, management buy-out/buy-in type transactions
- Deep knowledge of corporate structuring and covenant setting
- Knowledge of wider risks associated with full SME product lifecycle, including origination, optimisation, collections and recoveries
- Able to relate well to the front office/customers
- Experience of risk and control techniques, as applied to SME credit processes, including both the theory and application in practice
- Experience of dealing with clients in problem/recoveries situations

Interested candidates should contact Keith Snow, CBC Resourcing Solutions or call 07891 906926

Contact:: Keith Snow
Phone:: 0161 486 0011